Check Your Out-of-Network Therapy Benefits.
If you have a PPO insurance plan, you may have be able to get a portion of your therapy session fees reimbursed by your insurance company. Out-of-Network mental health benefits work like this:
You pay me directly for therapy at the time of each session via credit card.
Once a month, I automatically generate a superbill in my client portal for you. A superbill is a receipt to show what you have already paid me for therapy and includes billing codes and a diagnosis that your insurance company will require.
You can submit your superbill to your insurance company yourself (usually online) or you can pay a company like Mentaya to do it on your behalf. Companies like Mentaya charge a small fee for this process, but they guarantee the process so you don’t have to deal with it if you would rather not.